Security
How the sweep network insures up to $5M
Standard deposit insurance stops at $250,000 per bank. Here is how Larch spreads deposits across 20 partner banks, and what that coverage does and does not mean.
Daniel Brandt · 6 min read
Guides · August 18, 2026
What a seed-stage company actually needs to run its money, and what can wait until after the Series A.
I joined Ostra Labs as its first finance hire after the Series A. The founders had set up more than most seed companies do, and less than a consultant would sell you. Here is what I would keep.
“The best finance system at a seed company is the one the founders will actually keep using.”
Expense management software, a controller and an ERP can all wait. So can treasury, until you hold more than a year of runway you will not touch this quarter.
Security
Standard deposit insurance stops at $250,000 per bank. Here is how Larch spreads deposits across 20 partner banks, and what that coverage does and does not mean.
Daniel Brandt · 6 min read
Product
Forward an invoice to your Larch address and it arrives filled in, matched to a purchase order and waiting for the right approver.
Noor Aziz · 4 min read